What Your Privacy Policy Covers
Our Privacy Policy covers the information you provide while opening an account, confirming your phone, signing in, selecting a wallet and contacting support about a payment receipt. We may record account identifiers, verification results, device and browser details, session activity, and transaction references so we can
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match a DANA, OVO, GoPay or QRIS status to the correct account. Bank transfer and virtual account references may include the selected rail, such as BCA, BRI, Mandiri or BNI, without giving us access to your banking password. We use these records to maintain account access,
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check unusual activity, answer policy requests and meet applicable obligations. Access to koin44 and any related processing depends on local law; where local law permits, you can use the contact path in your account to ask what we hold, request a correction or raise a concern
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about this Privacy Policy. We keep this page available so you can return to the same wording before opening an account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.